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To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the property appraiser:
- A plot plan or survey of the house and land (if available).
- Information on the sale / purchase of the property if there is a transaction pending.
- Written property agreements, such as a maintenance agreement for a shared driveway.
- A list of any personal property that is part of the home and you intend to be sold with the home, such as an oven, or a washer and dryer.
- Any paperwork, such as a title, with information on encroachments or easements – actual encroachments or easements documents.
- Most recent real estate tax bill and or legal description of the property.
- Any inspection reports, or other recent reports for wood stove inspections, EIFS (synthetic stucco) wall systems, your septic system and your well.
- Brag sheet that lists major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of insulation or roof repairs) and permit confirmation (if available).
- Any "Homeowners Associations" agreements or, if applicable, condo covenants or fees.
- A list of "proposed" improvements when the property is being appraised "as complete".
When the appraiser arrives, you do not need to escort him or her along on the entire site inspection, but you should be present to answer inquiries about your property and be willing to point out any home improvements.
Here are some other recommendations:
- Accessibility: Appraisers are very thorough in their inspections. Make sure that all areas of the home are accessible, especially the attic and crawl space.
- Housekeeping: Appraisers see many of homes a year and aren't surprised at seeing a bit of clutter.
Questions about the process? Please do not hesitate to contact us. |
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'We found Cosh Property Appraisals to be very conscientious and fair. They took their time and delivered an accurate appraisal. We couldn't be happier with the service and highly recommend Cosh Property Appraisals to anyone looking for a quality appraisal job!'
D&W, Tappen, BC |
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'We are very impressed with the prompt, professional and friendly service that Cosh Property Appraisals provides. The appraisals are accurate and timely, we have the utmost confidence in the information provided and the research done for each request.'
Irene Small, Lending Services
Enderby & Dist Credit Union |
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'The appraisals I have ordered have always been completed in a more than timely manner and are always well constructed and include detailed information on the properties that are being reported on. I do not hesitate to recommend Cosh Property Appraisals to others seeking the services of a real estate appraisale company.'
Laura Wilkinson, Sr Loans Interviewer
Salmon Arm Savings & Credit Union |
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